Lenoir City

Branch Now Open! 




Celebrate with us by cashing in on 
these limited-time deals!


Become a member

$300 CASH BONUS
WITH A NEW CHECKING ACCOUNT1


4.00% APY
 
ON A 12-MONTH SHARE CERTIFICATE2

$200 CASH BONUS
WITH A VISA SIGNATURE REWARDS CREDIT CARD3


UP TO 
2% OFF
WHEN YOU REFINANCE YOUR VEHICLE4



   

Drive-Thru Live Personal Tellers


Mon - Fri 7 a.m. - 7 p.m.


Sat - Sun 9 a.m. - 2 p.m.




 

24-Hour 
ATM

Expanded self-service account access






 

Remote
Capabilities


Personalized video banking

Innovative lending in-branch video option



   

Traditional In-Branch Services


WOW experiences through exceptional service
 







Maggie
Branch 
Manager




Ginger
Sr. Member 
Experience Consultant



Brittany
Member 
Experience 
Consultant



Haily
Member 
Experience 
Consultant




Jenna
Member 
Experience 
Consultant





   

800-482-1043
Y12info@y12fcu.org



   

391 Highway 321
Lenoir City, TN 37771



1. A minimum recurring Direct Deposit of $500 must be posted to your new checking account within 90 days of account opening in order to be eligible for bonus. $300 will be posted to your primary checking account on the last day of the month after the second month that consecutive Direct Deposits are received. Limit one per member. Current members with an existing checking account do not qualify. Checking account must be opened between 11/01/2022 thru 12/31/2022 in order to be eligible for bonus. APY is Annual Percentage Yield. The APY for Everyday Checking, effective 9/15/2022, is 0.05%. The APYs for High Yield Checking, effective 9/15/2022, are: 2.50% for balances of $0 to $15,000; 0.05% for balances of $15,000.01 and over. Offer can expire anytime without prior notice. Additional exclusions apply. Visit www.y12fcu.org/why for details. 

2. Minimum balance to receive advertised rate is $500. Rates accurate as of 11/17/2022. Penalties may apply for early withdrawal. At maturity, accounts automatically renew at current rate unless changes are made during 7-day grace period. 

3. New cardholders only. Subject to credit approval. APR is Annual Percentage Rate. Introductory rate of 0% APR applies on purchases for 12 months from date of account opening. After that, the standard variable APR for purchases will be applied. As of 11/15/2022, the standard variable APR is 15.24% to 18.00%, based on your creditworthiness. Cardholders qualify for 20,000 Visa Signature Rewards card bonus points if they make at least $1,000 in purchases in the first 90 days. 3% cash back requires Relationship Rewards membership and redemption for a new credit union loan product. 

4. Valid only at Lenoir City Branch. Application must be approved 11/1/2022-12/31/2022. Rate cannot go below floor rate of 1.99% APR for auto loans or 3.99% APR for other vehicles. Documentation of current rate required. Current Y-12 FCU loans are excluded. Cannot be combined with other offers. Maximum interest rate is 18%. Rate pricing based on credit score, term, and age of collateral. Loans subject to credit approval. Insured by NCUA.