100% Financing

Own Your Own Home with Y-12 FCU!

Y-12 Federal Credit Union can help you turn the dreams of owning your own home into a reality.  By choosing our 100% Financing Home Program means you don't have to worry about limitations of a down payment.

Features of our 100% Financing:

  • No down payment required

  • No Private Mortgage Insurance (PMI)

  • Maximum Loan Amount $548,250

  • Maximum housing ratio 43%

  • Seller contributions of up to 6% closing cost allowed

  • Primary residence - excludes mobile homes

  • Minimum Credit Score of 680

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Subject to credit approval.