Refer A Friend



Psst... Are you a member? Check this out!

Earn $50* by telling your family and friends how much you love your credit union.

It's easy! Just tell your family and friends to:




1. Open a new qualifying checking account between now - Dec. 31.




2. Mention your name and phone number when they open the account.


*To earn $50 referral bonus, a new member must open an Everyday or High Yield Checking account and mention your name during the promotion period. A minimum Direct Deposit of $500 must be posted to the new member’s checking account within 90 days of account opening. Bonus will be posted to your primary share account after the second month that consecutive Direct Deposits are received. A new member is someone who is not a current primary account owner or has not been a primary account owner for at least 12 months. New member checking account must be opened between 10/1/2022 thru 12/31/2022. Offer can expire anytime without prior notice. Commercial checking accounts and Opportunity Checking are excluded from this offer. Y-12 FCU employees are not eligible for incentive.



Are you the family member or friend? Take a look at this!

Receive a $300 bonus* when you open a checking account with direct deposit. Here's how:




1. Open a new High Yield Checking or Everyday Checking account between now - Dec. 31.




2. Mention the promo code WHY300 at account opening. This code is required. If you're opening an account online, enter the code in the application as a note on the Review and Submit page.



3. Set up a minimum $500 direct deposit to your new checking account within 90 days. Your bonus will post month-end after we receive two consecutive months of your direct deposits.


Open an Account

*A minimum Direct Deposit of $500 must be posted to your new checking account within 90 days of account opening to be eligible for bonus. Direct Deposit consists of an electronic deposit of wages, pension and/or social security benefits. Transfers of funds, mobile deposits, and deposits from payment vendors (PayPal, Venmo) do not qualify. $300 will be posted to your account on the last day of the month after the second month that consecutive Direct Deposits are received. Limit one per member. Current members with an existing checking account or a checking account that has been closed within the previous six months do not qualify. No minimum account balance to open account or obtain the $300. The Annual Percentage Yield (APY) for Everyday Checking, effective 6/23/2022, is 0.05%. The APYs for High Yield Checking, effective 6/23/2022, are: 2.50% for balances of $0 to $15,000; 0.05% for balances of $15,000.01 and over. Requirements to earn dividends: receive eStatement; 20 debit and/or credit card monthly combined transactions; minimum $2,000 average daily balance OR cumulative $1,000 monthly direct deposit. Rates subject to change. Fees may reduce earnings on account. Recipient is solely responsible for any personal tax liability arising out of the acceptance of this incentive. Checking account must be opened between 6/27/2022 thru 12/31/2022. Offer can expire anytime without prior notice. Commercial checking accounts and Opportunity Checking are excluded from this offer. Y-12 FCU employees are not eligible for incentive.