VISA Signature Rewards offer

 VISA Signature Rewards Credit Card!

Apply for a new VISA Signature Rewards Credit Card and enjoy these great benefits:


  • Earn 1.5% reward points on all purchases
  • 0% interest for 12 months on all purchases
  • Spend $1,000 in the first 90 days, and receive $200 cash bonus (20,000 bonus points)

Loyalty Rewards Card

Our loyal card members will automatically earn points for every dollar spent with Loyalty Card Rewards*. You will earn 1.5% for all purchases when you use your VISA Signature Credit Card, or 2% when combined with Loyalty Relationship Rewards.

*Requirements and rewards subject to change without notice. Click for more details. This replaces all previous rewards programs. For additional assistance with Loyalty Rewards, you may contact member service 24/7 at 877-591-2327.

Apply online now, give us a call, or visit your local branch to get started! For additional assistance, you may contact us at (800) 482-1043.

Want to earn rewards? Membership in Y-12 Federal Credit Union is open to anyone who lives, works, worships, or attends school in the following counties in Tennessee: Anderson, Blount, Campbell, Knox, Loudon, Roane, Sevier, and Union. 

*New card holders only. Subject to credit approval. Introductory rate of zero percent Annual Percentage Rate (APR) applies on purchases for 12 months from date of account opening. After that, the standard variable APR for purchases will be applied. As of February 1, 2021, the standard variable APR is 11.49 percent to 18.00 percent, based on your creditworthiness. Cardholders qualify for 20,000 Visa Signature Rewards card bonus points if they make at least $1000 in purchases in the first 90 days.