Deposits Federally insured up to $250,000
Includes funds in share, checking, money market savings and share certificate accounts
IRAs insured separately up to $250,000
Health Savings Accounts are insured separately up to $250,000
No charge for share insurance protection
Individual accounts with same accountholder totaled and insured up to $250,000
Joint account ownership interests are insured separately from individual accounts up to $250,000
Y-12 Federal Credit Union is financially sound and committed to protecting member deposits.
The National Credit Union Share Insurance Fund (NCUSIF), backed by the United States government, insures the deposits of credit union members nationwide. The fund is managed by the National Credit Union Administration (NCUA), an independent agency of the United States government.