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The following navigation utilizes arrow, enter, escape, and space bar key commands. Left and right arrows move across top level links and expand / close menus in sub levels. Up and Down arrows will open main level menus and toggle through sub tier links. Enter and space open menus and escape closes them as well. Tab will move on to the next part of the site rather than go through menu items.
Routing Number: 264281432
The site navigation utilizes arrow, enter, escape, and space bar key commands. Left and right arrows move across top level links and expand / close menus in sub levels. Up and Down arrows will open main level menus and toggle through sub tier links. Enter and space open menus and escape closes them as well. Tab will move on to the next part of the site rather than go through menu items.
Routing Number: 264281432
Personal Loans
Loans For Life's Special Moments
A Y-12 FCU Personal Loan is the perfect way to prepare for life's special moments! If you have finally decided to take the trip, buy the big gift, have your dream wedding, or you just want to consolidate unwanted credit card debt, our Personal Loans provide the resources for whatever comes next.
Ultra Loan and Signature Loan
Both of these loans feature a fixed interest rate and no collateral is required.
Ultra Loan
- 60 to 72 month term
- Minimum $10,000 loan amount
Signature Loan
- 48 month term
- Minimum $500 loan amount
This loan is eligible for Loyalty Rewards redemption*.
*Qualifying loan: Requires a $5,000 minimum opening balance and a minimum one-year term. Other restrictions may apply.
Personal Loan Disclosures:
Subject to credit approval.
The annual percentage rate is fixed. No collateral requirement.
Signature Loan: Minimum loan amount $500. Loan term up to 48 months.
Ultra Loan: Minimum loan amount $10,000. Loan term 60 to 72 months.
