Young Adult Accounts



All Things Young Adult

From creating an emergency fund to building credit, we offer great options for our young adult members ages 18 to 23 years old.





Jump Start Savings 




Earn 2.00% APY* On The First $5,000.00
Earn 0.05% APY* on $5,000.01 and up



Only $1.00 To Open Account
Establish credit union membership



No Monthly Service Fees



Birthday Gift
Postcard redeemable for a gift at any branch 




Account Opening Gift
Provided upon account opening at any branch



Zogo, A Free & Fun Financial Literacy App
A gamified app with real-life rewards! Download from the app store and use access code: FUSION

*APY is Annual Percentage Yield. A Jump Start Savings account is for ages 0 to 23 only. If younger than 18, the child must be accompanied by a parent or legal guardian to open an account who will sign as a joint-account owner. The account balance will be automatically transferred to a Primary Share Savings account when the member reaches age 24. A Jump Start Savings account 2.00% APY is for the first $5,000. A balance of $5,000.01 and more earns the regular share savings rate of 0.05% APY. Dividends calculated daily, compounded/posted quarterly. Rates effective as of 7/27/2022. Rates subject to change. Third party data or messaging rates may apply. 



High Yield Checking 




Earn 2.50% APY* On The First $15,000.00
Earn 0.05% APY* on $15,000.01 and up




Requirements Waived & No Service Fees
Standard fees and requirements are automatically waived for members ages 14-23



One Free Box of Standard Checks Annually
Plus free teller checks, money orders, and cashier's checks





Birthday & Account Opening Gifts
Birthday gift of 1,000 bonus Loyalty Reward points will automatically post
Account opening gift provided upon account opening at any branch




Free VISA Rewards Debit Card
Earn one point for every $4.00 spent on Signature based transactions! Plus receive automatic qualification into our Loyalty Relationship Rewards



Zogo, A Free & Fun Financial Literacy App
A gamified app with real-life rewards! Download from the app store and use access code: FUSION


*APY is Annual Percentage Yield. A High Yield Checking (requirements waived) account is for ages 14 to 23 only. Normal High Yield Checking account fees and requirements will be effective at age 24. Rates effective as of 7/27/2022. Rates subject to change after account is opened. Fees may reduce earnings. Third party data or messaging rates may apply.


Loan Options 




Receive WOW Service



Establish A Credit History


First-Time Auto Buyers

Your first auto loan is a big step and you should take that step with a trusted financial institution.



Financing up to $20,000



Maximum Term of 60 Months



Tips From Our Experts

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Credit Builder Loan

Our Credit Builder Loan is design to assist borrowers in establishing credit history for future financing needs.



Signature Loan from $500-$1,000 



12-18 Month Terms



$50 Cash Back Incentive*

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*$50 cash back incentive given at payoff with completion of online financial education module.