Young Adult Accounts



All Things Young Adult

From creating an emergency fund to building credit, we offer great options for our young adult members ages 18 to 23 years old.





Young Adult Savings 

Open Account




Earn 2.00% APY* On The First $5,000.00
Earn 0.05% APY* on $5,000.01 and up



Only $1.00 To Open Account
Establish credit union membership



No Monthly Service Fees

*APY is Annual Percentage Yield. A Young Adult Savings account is for ages 18 to 23 only. The account balance will be automatically transferred to a Primary Share Savings account when the member reaches age 24. A Young Adult Savings account 2.00% APY is for the first $5,000. A balance of $5,000.01 and more earns the regular share savings rate of 0.05% APY. Dividends calculated daily, compounded/posted quarterly. Rates effective as of 04/01/2024. Rates subject to change. Third party data or messaging rates may apply. 



High Yield Checking 
Open Account




Earn 4.00% APY* On The First $15,000.00
Earn 0.05% APY* on $15,000.01 and up




Requirements Waived & No Service Fees
Standard fees and requirements are automatically waived for members ages 14-23



One Free Box of Standard Checks Annually






Birthday Gifts
Birthday gift of 1,000 bonus Loyalty Reward points will automatically post




Free VISA Rewards Debit Card
Earn one point for every $4 spent on Signature based transactions! Plus receive automatic qualification into our Loyalty Relationship Rewards


*APY is Annual Percentage Yield. A High Yield Checking (requirements waived) account is for ages 14 to 23 only. Normal High Yield Checking account fees and requirements will be effective at age 24. Rates effective as of 04/01/2024. Rates subject to change after account is opened. Fees may reduce earnings. Third party data or messaging rates may apply.


Loan Options 




Receive WOW Service



Establish A Credit History


First-Time Auto Buyers

We're here for you every step of the way, including your first car purchase! We have a special loan just for you that comes with competitive rates and manageable terms. 

Apply Now







Credit Builder Loan

Our Credit Builder Loan is design to assist borrowers in establishing credit history for future financing needs.



Signature Loan from $500-$1,000 



12-18 Month Terms



$50 Cash Back Incentive*

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*$50 cash back incentive given at payoff with completion of online financial education module.