Auto Loans

We'll Get You Moving

Whether you’re in the market for a new or used auto, we’ve got great rates and convenient terms on all our vehicle loans every single day. And we’ll do more than provide financing.

We have tools to help you make the best purchasing decision.

  • Use our Wheels and Deals site to search local dealerships for the vehicle you are interested in.

  • Check the J.D. Power value for your trade-in or the vehicle you are looking at.

  • Use Carfax service to assist in finding out the history of the vehicle.

  • Enjoy the convenience of on-the-spot financing from Y-12 Federal Credit Union. Just visit one of our dealer partners listed on our Wheels and Deals site, select your vehicle, negotiate your price and tell them you are a Y-12 Federal Credit Union member. They can take your application for credit union financing, process the paperwork, and send you home that day behind the wheel of your new car.

Get started today on your search for a new or used auto!

Loyalty Rewards logo This product is eligible for Loyalty Rewards redemption*.

Schedule an appointment at a branch location.


Apply Now for an Auto Loan   View Current Rates

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Subject to credit approval.
*Qualifying loan: Requires a $5,000 minimum opening balance and a minimum one-year term.