AUTOS
2012-2018

as low as

3.24% APR

VISA
VARIABLE RATE

as low as

7.75% APR

24-MONTH
CERTIFICATE

as high as

1.00% APY

HIGH YIELD
CHECKING

$500-$15,000

1.65% APY

Direct-Deposit.jpg

Direct Deposit. Safe. Simple. Secure.

It's easy for you to deposit your payroll, Social Security and pension funds directly into your credit union checking or savings account. Direct deposit is safe, simple, and secure and you get the money faster than having a check sent by postal mail. Funds are deposited automatically and are usually available right away.


What you will need:

  • Y-12 Federal Credit Union’s mailing address

501 Lafayette Drive

Oak Ridge, TN 37830
 

  • Y-12FCU Routing Number: 264281432
  • Your Y-12FCU savings or checking account number. For a deposit to checking, use the account number at the bottom center of your personal checks (the set of numbers after the routing number).


 

About us

Y-12 FEDERAL CREDIT UNION

From a modest beginning in 1950, Y-12 Federal Credit Union now serves over 107,000 members as a full service financial institution. Y-12 FCU is a federally-chartered, member-owned, non-profit financial cooperative. Deposits are insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), an agency of the U.S. Government.

Membership in Y-12 Federal Credit Union is open to anyone who lives, works, worships, or attends school in the following counties in Tennessee: Anderson, Blount, Campbell, Knox, Loudon, Roane, Sevier, and Union. If you qualify for membership, members of your immediate family are also eligible.

At Y-12 Federal Credit Union you are more than a member - you are part of our family.


More About Y-12

See ways we are helping

COMMUNITY INVOLVEMENT

The credit union philosophy is people helping people. At Y-12 Federal Credit Union, we strive to make a positive difference in our member’s financial lives and the communities in which they live. Whether it is providing education, offering help in time of need, or serving the underserved, Y-12 FCU works to grow, support and strengthen our communities. Our staff also generously volunteers their time to a variety of local organizations.

More About Community Involvement
Y-12 Community Involvement

More of What We Offer

ADDITIONAL SERVICES

Wheels and Deals

WHEELS AND DEALS

 

   
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CU Tennessee

CU INSURANCE SERVICES OF TENNESSEE

 

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Online Payment Center

Y12 FINANCIAL INVESTMENT & RETIREMENT SERVICES

 
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