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Y-12
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AUTOS
2012-2018

as low as

3.65% APR

VISA
VARIABLE RATE

as low as

8.00% APR

24-MONTH
CERTIFICATE

as high as

1.00% APY

HIGH YIELD
CHECKING

$500-$15,000

1.65% APY


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Tips for Smart Holiday Spending

Set a Budget - Start with creating a budget that works with your plan and your wallet. Write a list of all the people you want to buy for and set a dollar amount for each person.
Be Selective - Once you have purchased a gift for someone, cross them off your list. Avoid adding last-minute impulse items just to make your gift seem more meaningful.
Do Your Research - Make sure you know when and where the best deals will be.
Pay with Cash - Leave the credit cards at home and only spend as much cash as you have allotted in your budget. This is the best way to stay in your holiday spending budget. If you don’t have the cash, you can’t afford it.

For these and more ideas, visit Smart About Money website.



 

About us

Y-12 FEDERAL CREDIT UNION

From a modest beginning in 1950, Y-12 Federal Credit Union now serves over 107,000 members as a full service financial institution. Y-12 FCU is a federally-chartered, member-owned, non-profit financial cooperative. Deposits are insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), an agency of the U.S. Government.

Membership in Y-12 Federal Credit Union is open to anyone who lives, works, worships, or attends school in the following counties in Tennessee: Anderson, Blount, Campbell, Knox, Loudon, Roane, Sevier, and Union. If you qualify for membership, members of your immediate family are also eligible.

At Y-12 Federal Credit Union you are more than a member - you are part of our family.


More About Y-12

See ways we are helping

Y-12 FCU
GIVES FOUNDATION

Y-12 Federal Credit Union is excited to have recently formed our Y-12 FCU Gives Foundation, which was founded to extend our organization's legacy mission of "people helping people" into the philanthropic realm of charitable giving and support.  The mission of the foundation is to enhance and support educational initiatives, improve health and wellness, and be a first responder to emerging community needs.

More About Gives Foundation



Gives Foundation






 

More of What We Offer

ADDITIONAL SERVICES

Wheels and Deals

WHEELS AND DEALS
 


   
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CU Tennessee

7 INSURANCE


 

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Online Payment Center

Y12 FINANCIAL INVESTMENT & RETIREMENT SERVICES

 
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