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    Want Rewards?

    Upgrade to our Visa Signature Rewards credit card today!

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  • Apply for our Young Adult Advisory Board

    Calling all Young Adults!

    Join Daniel and Brooke on our Young Adult Advisory Board!

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    Connect with us from Anywhere!

    Let us bring the branch experience to you through our online video service pilot! Test our new video services, and have lunch on us! 

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    Schedule an appointment today!

    We know your time is very important. Schedule an appointment with your local branch on your schedule.

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About Us


Building relationships and transforming lives.

We love helping our members with their finances and giving back to the local communities we serve. That’s why we hold our mission to transform the lives of our members and communities so close to our hearts.  The best part is that you become part of that mission as a Y-12 Federal Credit Union member. Together, we can make an even bigger difference.

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Featured Rates

30-Year Mortgage

As Low As

3.125%

APR*

VISA Signature Rewards

11.49% - 18.00%

APR*

Signature Loan

As Low As

9.99%

APR*

Auto Loan 2015-2022

As Low As

2.74%

APR*

*Annual Percentage Rate

View all Rates