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Y-12
Official App
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18-MONTH
CERTIFICATE

as high as

2.20% APY

VISA
VARIABLE RATE

as low as

8.25% APR

HIGH YIELD
MONEY MARKET

Minimum $250,000

1.50% APY

HIGH YIELD
CHECKING

$500-$15,000

1.65% APY


 

Sign up for Fraud Alerts today!

We offer text messaging alerts to help you manage your account activity and quickly identify potentially fraudulent transactions on your credit and debit cards.  Text alerts are the most efficient way to receive notifications of potential fraud.  You can immediately validate legitimate transacations, or choose to connect with an agent to confirm fraudulent activity. 

You can easily sign up for Fraud Text Alerts* within your Online Banking account. Once logged in, click the Services Tab, then click on Debit & Credit Card Automated Fraud Alerts.  The alerts will come from 72488.  We suggest adding this number to your contacts so that you will recognize any future fraud text alerts.

Help stop fraud on your account today!

 
*Members who have not registered for Fraud Text Alerts will continue to receive fraud notifications by pre-recorded voice phone calls.

About us

Y-12 FEDERAL CREDIT UNION


From a modest beginning in 1950, Y-12 Federal Credit Union now serves over 117,000 members as a full service financial institution. Y-12 FCU is a federally-chartered, member-owned, non-profit financial cooperative. Deposits are insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), an agency of the U.S. Government.

Y-12 Federal Credit Union will be an innovative financial partner, transforming the lives of our members and communities by developing lasting relationships while delivering WOW experiences.  

Membership in Y-12 Federal Credit Union is open to anyone who lives, works, worships, or attends school in the following counties in Tennessee: Anderson, Blount, Campbell, Knox, Loudon, Roane, Sevier, and Union. When you become a member, members of your immediate family are also eligible.

At Y-12 Federal Credit Union you are more than a member - you are part of our family.


More About Y-12
Y-12 FCU News and Public Relations
Y-12 FCU in the Community

See ways we are helping

Y-12 FCU
GIVES FOUNDATION

Y-12 Federal Credit Union is excited to have recently formed our Y-12 FCU Gives Foundation, which was founded to extend our organization's legacy mission of "people helping people" into the philanthropic realm of charitable giving and support.  The mission of the foundation is to support the needs of organizations that align with our core values which focus on educational initiatives, health and wellness and emerging community needs.

More About Gives Foundation



Y-12 Federal Credit Union Gives Foundation






 

More of What We Offer

ADDITIONAL SERVICES

car being towed

CARVANA

 
 

 
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Wheels and Deals

WHEELS AND DEALS
 
 

 
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CU Tennessee

7 INSURANCE

 
 

 
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Online Payment Center

Y12 FINANCIAL INVESTMENT & RETIREMENT SERVICES

 
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