Young Adult Loans

Gain Financial Freedom

Part of growing up involves gaining financial freedom. The freedom of getting your first car, your first credit card, and your own home. Y-12 FCU is here to help you access some of that freedom.  That's why we offer lending solutions and educational opportunities geared toward young adults ages 18 to 23 to help build your credit.

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First-Time Auto Buyers

We're here for you every step of the way, including your first car purchase! We have a special loan just for you that comes with competitive rates and manageable terms.

Credit Builder Loan

Our Credit Builder Loan is designed to assist borrowers in establishing credit history for future financing needs. This loan includes amounts from $500 up to $1,000 with up to 12 or 18 month terms.