Current Promotions
HIGH YIELD MONEY MARKET
Meet High Yield Checking's trusty sidekick.
This match made in financial heaven can earn you 4.50% APY.2
HIGH YIELD CHECKING
Dividends you're gonna wanna jump on.
Not only do you earn big dividends, you also earn rewards on debit card purchases.
SHARE CERTIFICATES
Sit back and earn.
With special offers like up to 5.00% APY3, hands-off earning has never been easier.
1. APR is Annual Percentage Rate. First payment due no later than 90 days after loan funding for qualified loans originating on or after May 30, 2024, until further notice; interest accrual begins on date of funding. Existing Y-12 FCU loans excluded. Rate pricing based on credit score, term, and age of collateral. Loans subject to credit approval. This offer is for a limited time only and can be withdrawn at any time. Federally insured by NCUA.
2. The Annual Percentage Yields (APYs) for High Yield Checking, effective 04/01/2024, are: 4.00% APY for balances of $0 to $15,000.00; 0.05% APY for balances of $15,000.01 and over or if High Yield requirements are not met. Requirements to earn High Yield dividends: 15 debit and/or credit card monthly combined posted and cleared transactions; minimum $2,000 average daily balance or cumulative $1,000 monthly direct deposit. Direct deposit consists of an electronic deposit of wages, pension and/or social security benefits. Transfers of funds, mobile deposits, and deposits from payment vendors (PayPal, Venmo) do not qualify. High Yield Checking required for High Yield Money Market. Minimum average daily balance of $25,000 required to earn dividends for High Yield Money Market. The Annual Percentage Yield (APY) for High Yield Money Market is 4.50% if High Yield Checking and minimum balance requirements are met. 1.00% APY for average daily balances $25,000 and over if requirements are not met for High Yield Checking. If High Yield Checking is closed, High Yield Money Market must be closed. Rates subject to change without notice after account opening. Fees may reduce earnings on account. Federally insured by NCUA.
3. Minimum balance to receive advertised rate is $10,000. Rates accurate as of 04/15/2024 and require $10,000 in new money not transferred from an existing Y-12 FCU account. APY is Annual Percentage Yield. Rates subject to change without notice. Penalties apply for early withdrawal. At maturity, accounts automatically renew at current rate unless changes are made during 7-day grace period. Federally insured by NCUA.
