Credit cards for your lifestyle.

SPECIAL OFFER

Sleigh with presents stacked on top

Spend and Sleigh Giveaway*

We’re giving $1,000 to five lucky members. Just spend $1,000 or more with your Y-12 Credit Union debit or credit card (one giveaway entry per card) from Nov. 26 - Dec. 1 to be automatically entered.
Hand holding a Visa Signature Rewards Credit Card.FOR REWARDS

Visa Signature Rewards 

Every purchase earns Loyalty Rewards. Plus, enjoy extra benefits and account opening perks.  

Apply NowLearn More

Hand holding a Visa Signature Rewards Credit Card.FOR COMPETITIVE RATES 

Visa Traditional 

Take advantage of the flexibility and reliability you need in card with no annual fees and contactless payments.

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Hand holding a Visa Signature Rewards Credit Card.FOR ESTABLISHING CREDIT 

Visa Secured

This card has a cash deposit linked to it, so you can safely establish or build your credit.

Contact UsLearn More

Get our Digital Banking app for secure and convenient access to manage your finances anytime, anywhere!

Simply search Y-12 Credit Union in your app store to download.


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Person holding the Visa Traditional Credit Card.Your money, your rules
With Visa Transaction Controls

Control when, where, and how much you spend with the touch of a button. Whether you want to limit spending, block certain purchases or simply stay informed, the choice is yours!




Set a limit on how much can be spent in a single transaction.Decide on how and where your Visa card is used.Stay in the loop with real-time alerts.

Check out Visa Transaction Controls in Digital Banking by navigating to Card Management under the Cards menu and start making your own rules!


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Phone with Digital Banking login screen.Manage your card like a pro.
With Card Management in Digital Banking, you can easily:

Freeze or unfreeze your cards.
Report your card lost or stolen.
Set a travel notice.
Order a replacement card.
Set up customized alerts.

What are you looking for?

RESOURCES

Need additional help?


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Apply For A Loan Online

Get started with a quick application.

Apply Now



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Video Banking

Open or maintain your account with a video consultant.

Schedule An Appointment



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Branch Locations

We'd love to see you.

See Locations


*Contest period is 11/26/2025 – 12/01/2025, for qualifying purchases totaling $1,000 or more using a Y-12 Credit Union debit or credit card. One entry per card. Purchases must be authorized to your account within the contest period. Visit y12fcu.org/sleigh-giveaway for official rules.