Visa Cardholder Benefits
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| Auto • Auto rental collision damage waiver | Travel • Lost luggage reimbursement | Lifestyle • Special offers with Shipt, Sofar Sounds, and Dovly Uplift | Security • Free Norton LifeLock |
Visa Signature Rewards Credit Card
VISA SIGNATURE REWARDS CARD BENEFITS
Swipin' with perks.
FREQUENTLY ASKED QUESTIONS
We've got answers.
- Credit cards and special offers are available to new and existing Y-12 Credit Union members. Please note that all credit cards and offers are subject to credit approval. Terms and conditions may apply.
- Get started with the online application.
- Simplify your expenses with 0.00% APR for 12 months.1
- Enjoy no annual fees or hidden costs.
- Earn rewards and cash back with every purchase.
- Snag a $200 cash bonus (2,000 bonus points) when you spend $1,000 in the first 90 days.1
- Take advantage of upgraded benefits just for being a Visa cardholder.
- Manage your card with convenience from your favorite device with Digital Banking.
- No, our Visa Signature Rewards Credit Card does not have an annual fee! Paper statements and additional services may incur a fee. Please reference our fee schedule for additional information.
- Yes, balance transfers are available! Get started by filling out our online Visa credit card application.
- Flexibility means having options. Manage your accounts in a branch, online, over the phone, through chat, in-app, with Video Banking, and more.
- With our nationwide co-op ATM network, say goodbye to ATM fees and surcharges.
- As a credit union, we make decisions with a member-first approach. Your success is our success.
- Switching your account from another institution won't be a headache. Our free online tool, ClickSWITCH, will securely transfer direct deposits and recurring payments to your Y-12 Credit Union account.
- From financial wellness tools to tips and tricks, take advantage of a supportive team that has your back and wants to see you succeed.
RESOURCES
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*New cardholders only. Maximum one cash bonus and introductory rate offer per member. Subject to credit approval. APR is Annual Percentage Rate. Introductory rate of 0% Annual Percentage Rate (APR) applies on purchases for 12 months from date of account opening. After that, the standard variable APR for purchases will be applied. As of October 15, 2024, the standard variable APR is 16.24% to 18.00%, based on your creditworthiness. Cardholders qualify for 20,000 Visa Signature Rewards card bonus points if they make at least $1,000 in purchases in the first 90 days. 3% cash back requires Relationship Rewards membership and redemption for a new Credit Union loan product.
