Visa Traditional Credit Card

Competitive rates. Maximum perks.
Take control of your finances with a Visa Traditional Credit Card—designed to make life easier and more rewarding.

Apply Now

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VISA TRADITIONAL CARD BENEFITS

The flexibility and reliability you need in a card.

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Enjoy zero annual fees and no hidden costs.

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Make payments smooth and contactless with Digital Wallet.

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Manage your account easily through Digital Banking 24/7.

VISA TRADITIONAL CARD RATES

Say hello to competitive rates.

Visa Application Disclosure

Consumer Credit Card Agreement

Standard Variable Rate


13.24%-18.00%

APR*
*Annual Percentage Rate

VISA TRADITIONAL CARD FEATURES

Enjoy a little extra.


Person holding the Visa Traditional Credit Card.Visa Cardholder Benefits

Auto

Auto rental collision damage waiver and roadside dispatch

Travel

Travel accident insurance up to $500,000

Finance

Special program with Dovly Uplift for credit monitoring and management

View All Benefits


Person holding a phone with a notification on the screen.Visa Purchase Alerts

Get near real-time alerts1 when you enroll. Here's how:

Check your card's eligibility.

Check Now

Register your device2 and email to receive Visa Purchase Alerts.Select the notification triggers that you want.

1. A qualified transaction is any transaction routed through Visa.
2. Availability of SMS alerts is subject to Visa account issuer discretion. Message and data rates may apply.


Phone with Digital Banking login screen.Card Management
in Digital Banking

Freeze or unfreeze your cards.
Report your card lost or stolen.
Set a travel notice.
Order a replacement card.
Set up customized alerts.


Moving image of a Visa Signature Rewards Credit Card.

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FREQUENTLY ASKED QUESTIONS

We've got answers.

  • Credit cards and special offers are available to new and existing Y-12 Credit Union members. Please note that all credit cards and offers are subject to credit approval. Terms and conditions may apply.

  • Get started with the online application.

  • No, there's no annual fee for this card.

  • Yes, balance transfers are available to help consolidate debt and lower your interest payments! Get started by filling out our online Visa credit card application.

    • Flexibility means having options. Manage your accounts in a branch, online, over the phone, through chat, in-app, with Video Banking, and more.
    • With our nationwide co-op ATM network, say goodbye to ATM fees and surcharges.
    • As a credit union, we make decisions with a member-first approach. Your success is our success.
    • Switching your account from another institution won't be a headache. Our free online tool, ClickSWITCH, will securely transfer direct deposits and recurring payments to your Y-12 Credit Union account.
    • From financial wellness tools to tips and tricks, take advantage of a supportive team that has your back and wants to see you succeed.


RESOURCES

Need additional help?





Apply For A Credit Card Online

Get started with a quick application.

Apply Now






Video Banking

Open your account with a video consultant.

Start Video Banking






Branch Locations

We'd love to see you.

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