Visa Traditional Credit Card

Competitive rates. Maximum perks.
Take control of your finances with a Visa Traditional Credit Card—designed to make life easier and more rewarding.

Apply Now

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VISA TRADITIONAL CARD BENEFITS

The flexibility and reliability you need in a card.

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Enjoy zero annual fees and no hidden costs.

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Make payments smooth and contactless with Digital Wallet.

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Manage your account easily through Digital Banking 24/7.

VISA TRADITIONAL CARD RATES

Say hello to competitive rates.

Visa Application Disclosure

Consumer Credit Card Agreement

Standard Variable Rate


13.24%-18.00%

APR*
*Annual Percentage Rate

VISA TRADITIONAL CARD FEATURES

Enjoy a little extra.


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Person holding the Visa Traditional Credit Card.Visa Cardholder Benefits




Auto

Auto rental collision damage waiver and roadside dispatch

Travel

Travel accident insurance up to $500,000

Finance

Special program with Dovly Uplift for credit monitoring and management

View All Benefits


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Person holding the Visa Traditional Credit Card.Your money, your rules
With Visa Transaction Controls

Control when, where, and how much you spend with the touch of a button. Whether you want to limit spending, block certain purchases or simply stay informed, the choice is yours!




Set a limit on how much can be spent in a single transaction.Decide on how and where your Visa card is used.Stay in the loop with real-time alerts.

Check out Visa Transaction Controls in Digital Banking by navigating to Card Management under the Cards menu and start making your own rules!


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Phone with Digital Banking login screen.Manage your card like a pro.
With Card Management in Digital Banking, you can easily:

Freeze or unfreeze your cards.
Report your card lost or stolen.
Set a travel notice.
Order a replacement card.
Set up customized alerts.


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Earn rewards with a Visa Signature Rewards Credit Card.

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FREQUENTLY ASKED QUESTIONS

We've got answers.

  • Credit cards and special offers are available to new and existing Y-12 Credit Union members. Please note that all credit cards and offers are subject to credit approval. Terms and conditions may apply.

  • Get started with the online application.

  • No, there's no annual fee for this card.

  • Yes, balance transfers are available to help consolidate debt and lower your interest payments! Get started by filling out our online Visa credit card application.

    • Flexibility means having options. Manage your accounts in a branch, online, over the phone, through chat, in-app, with Video Banking, and more.
    • With our nationwide co-op ATM network, say goodbye to ATM fees and surcharges.
    • As a credit union, we make decisions with a member-first approach. Your success is our success.
    • Switching your account from another institution won't be a headache. Our free online tool, ClickSWITCH, will securely transfer direct deposits and recurring payments to your Y-12 Credit Union account.
    • From financial wellness tools to tips and tricks, take advantage of a supportive team that has your back and wants to see you succeed.


RESOURCES

Need additional help?


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Apply For A Credit Card Online

Get started with a quick application.

Apply Now



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Video Banking

Open your account with a video consultant.

Start Video Banking



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Branch Locations

We'd love to see you.

See Locations