Current Promotions

Block text that says, 'PIN IT TO WIN IT'.

GIVEAWAY

PIN it to win it!

Set up your PIN today for faster phone assistance and a chance to win $100 cash!1 Create your PIN before May 1, 2026, and you’ll be automatically entered into the drawing. Five lucky winners will be selected!

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GREENLIGHT DEBIT CARD & APP

Get a free custom card!

Register for Greenlight, a money app and debit card for kids and teens, by April 30 to receive a $10 credit for a custom debit card.2

Phone with pre-qualified offers.

EASY LENDING

One, two, pre-qualified.

Because a few taps reveal all your personalized loan offers.

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VISA SIGNATURE REWARDS CREDIT CARD

Get a cash bonus.

Because you'd never turn down an extra $200.3

Dog in a basket sitting back.

SHARE CERTIFICATES

Sit back and earn.

With special rate offers, hands-off earning has never been easier.

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MEMBER PERK

Save big on Biltmore tickets.

Enjoy member savings on value-priced Biltmore tickets with the promo code y12fcu at checkout.

A person holding a trash bag of shredded paper.

EVENT

Shred it and forget it.

Stay tuned for our next shred day.

1. No purchase necessary. Giveaway period is 01/01/2026 – 05/01/2026. Visit y12fcu.org/pin-giveaway for official rules.

2. New Greenlight members are eligible for a $10 credit to their Parent Wallet within 7 days after completion of successful registration. Members must sign up at greenlight.com/y12 to redeem offer. Successful registration must occur between 04/01/2026 and 04/30/2026. See terms for details. Offer subject to change.

3. New cardholders only. Maximum one cash bonus and introductory rate offer per member. Subject to credit approval. APR is Annual Percentage Rate. Introductory rate of 0% Annual Percentage Rate (APR) applies on purchases for 12 months from date of account opening. After that, the standard variable APR for purchases will be applied. As of January 15, 2026, the standard variable APR is 14.99% to 18.00%, based on your creditworthiness. Cardholders qualify for 20,000 Visa Signature Rewards card bonus points if they make at least $1,000 in purchases in the first 90 days. 2% cash back requires Relationship Rewards membership.