Current Promotions

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GREENLIGHT DEBIT CARD & APP

Like a debit card with training wheels

Free1 for members, Greenlight is the award-winning money app loved and trusted by 6+ million parents and kids. With their own debit card, kids and teens learn to manage money while parents send money, get real-time notifications, and set flexible controls. 

Phone with pre-qualified offers.

EASY LENDING

One, two, pre-qualified.

Because a few taps reveal all your personalized loan offers.

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VISA SIGNATURE REWARDS CREDIT CARD

Get a cash bonus.

Because you'd never turn down an extra $200.2

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SHARE CERTIFICATES

Sit back and earn.

With special rate offers, hands-off earning has never been easier.

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MEMBER PERK

Save big on Biltmore tickets.

Enjoy member savings on value-priced Biltmore tickets with the promo code y12fcu at checkout.

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EVENT

Shred it and forget it.

Stay tuned for our next shred day.

1. Y-12 Federal Credit Union members are eligible for the Greenlight SELECT plan at no cost when they connect their Y-12 Federal Credit Union account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, customers will be responsible for associated monthly fees. See terms for details. Offer ends 12/04/2028. Offer subject to change and partner participation.  

2. New cardholders only. Maximum one cash bonus and introductory rate offer per member. Subject to credit approval. APR is Annual Percentage Rate. Introductory rate of 0% Annual Percentage Rate (APR) applies on purchases for 12 months from date of account opening. After that, the standard variable APR for purchases will be applied. As of October 15, 2025, the standard variable APR is 15.49% to 18.00%, based on your creditworthiness. Cardholders qualify for 20,000 Visa Signature Rewards card bonus points if they make at least $1,000 in purchases in the first 90 days. 3% cash back requires Relationship Rewards membership and redemption for a new Credit Union loan product.