HELOC Rates
-
Variable, Revolving
Introductory APR2
3.99%
for 6 MonthsAPR Thereafter1 (as low as)
6.75%
Prime – 0.25%Max APR
18.00%
Monthly payment is a minimum $25 or 1.25% of the principal balance as of the time of the draw, whichever is greater.
*Rates subject to change with out notice.
- APR is Annual Percentage Rate. Your rate may vary based on your creditworthiness, loan-to-value ratio and repayment option. As of 10/01/2026, the prime rate was 7.00% and the lowest variable rate available was 6.75% APR. The APR will not vary above 18% APR nor below 3.99% APR. Interest-only HELOCs have higher rates. Consult a tax advisor regarding deductibility of interest and fees. During the repayment period, your minimum monthly payment will be the amount sufficient to amortize the principal amount you owe on the last day of the draw period.
- 3.99% APR is an introductory rate available for the first six (6) months of the HELOC. After the introductory period, the APR will adjust to the current variable rate in effect under the terms of the Home Equity Line of Credit agreement. Limited time offer. All loans are subject to credit approval. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. An appraisal and appraisal fee may be required. Closing costs range from $100 - $2,500. Consult your tax advisor regarding the deductibility of interest and fees.
-
Variable, Revolving
Introductory APR2
3.99%
for 6 MonthsAPR Thereafter1 (as low as)
7.25%
Prime + 0.25%Max APR
18.00%
Monthly payment is the interest accrued.
*Rates subject to change without notice.
- APR is Annual Percentage Rate. Your rate may vary based on your creditworthiness, loan-to-value ratio and repayment option. As of 10/01/2026, the prime rate was 7.00% and the lowest interest-only rate available was 7.25% APR. The lowest variable rate was 6.75%. The APR will not vary above 18% APR nor below 3.99% APR. Consult a tax advisor regarding deductibility of interest and fees. During the repayment period, your minimum monthly payment will be the amount sufficient to amortize the principal amount you owe on the last day of the draw period.
- 3.99% APR is an introductory rate available for the first six (6) months of the HELOC. After the introductory period, the APR will adjust to the current variable rate in effect under the terms of the Home Equity Line of Credit agreement. Limited time offer. All loans are subject to credit approval. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. An appraisal and appraisal fee may be required. Closing costs range from $100 - $2,500. Consult your tax advisor regarding the deductibility of interest and fees.
