HELOC Rates
-
Variable, Revolving
APR1 (as low as)
6.75%
Prime – 0.25%Monthly Payment
Minimum $25 or 1.25% of the principal balance as of the time of the draw, whichever is greater
*Rates subject to change with out notice.
1. APR is Annual Percentage Rate. Your rate may vary based on your creditworthiness, loan-to-value ratio and repayment option. As of 12/01/2025, the prime rate was 7.00% and the lowest variable rate available was 6.75% APR. The APR will not vary above 18% APR nor below 3.99% APR. Interest-only HELOCs have higher rates. Consult a tax advisor regarding deductibility of interest and fees. During the repayment period, your minimum monthly payment will be the amount sufficient to amortize the principal amount you owe on the last day of the draw period.-
Variable, Revolving
APR1 (as low as)
7.25%
Prime + 0.25%Monthly Payment
Monthly payment is the interest accrued.
*Rates subject to change with out notice.
1. APR is Annual Percentage Rate. Your rate may vary based on your creditworthiness, loan-to-value ratio and repayment option. As of 12/01/2025, the prime rate was 7.00% and the lowest variable rate available was 7.25% APR. The APR will not vary above 18% APR nor below 3.99% APR. Interest-only HELOCs have higher rates. Consult a tax advisor regarding deductibility of interest and fees. During the repayment period, your minimum monthly payment will be the amount sufficient to amortize the principal amount you owe on the last day of the draw period.