Mortgage Home Loan Rates

Rates effective as of: 07/01/2025.
Rates posted are indications only and are subject to change without notice. Your actual rate may be different, as many factors go into providing you with a mortgage loan. Rates shown are based on loan amounts of $200,000 and are not intended to be a commitment to the loan type or amount for which you may qualify. For jumbo rates you may contact us directly at 800-482-1043.

Adjustable-Rate Mortgage 15/15
Adjustable-Rate Mortgage is variable and your rate may increase after the original rate period. The adjustable rate mortgage is tied to the 10-Year CMT index. Adjustable rates cannot change more than 4% at the adjustment period and cannot adjust more than 6% over the life of the loan.

• Payment example: A 15/15 30-Year Adjustable Rate Mortgage of $200,000 for 30 years at 6.250% interest and 6.371% APR will have a monthly payment of $1,247.22.

Adjustable-Rate Mortgage 5/5
Adjustable-Rate Mortgage is variable and your rate may increase after the original rate period. The adjustable rate mortgage is tied to the 10-Year CMT index. Adjustable rates cannot change more than 2% at the adjustment period and cannot adjust more than 5% over the life of the loan.

• Payment example: A 5/5 30-Year loan of $200,000 for 30 years at 6.375% interest and 6.497% APR will have a monthly payment of $1,263.74.