Savings Accounts
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1. Minimum balance to receive advertised rate is $10,000. Rates accurate as of 09/23/2024. $10,000 of opening deposit must be new money not transferred from an existing Y-12 FCU account. APY is Annual Percentage Yield. Rates subject to change without notice. Penalties apply for early withdrawal. At maturity, accounts automatically renew at current rate unless changes are made during 7-day grace period. Federally insured by NCUA.
2. APY is Annual Percentage Yield. A Jump Start Savings account is for ages 0 to 23 only. If younger than 18, the child must be accompanied by a parent or legal guardian to open an account who will sign as a joint-account owner. The account balance will be automatically transferred to a Primary Share Savings account when the member reaches age 24. A Jump Start Savings account 2.00% APY is for the first $5,000. A balance of $5,000.01 and more earns the regular share savings rate of 0.05% APY. Dividends calculated daily, compounded/posted quarterly. Rates effective as of 09/23/2024. Rates subject to change. Third party data or messaging rates may apply.
