Young Adult Savings

Jump Start Savings

Jump start your financial future! We want to help you build a solid foundation to provide everything needed to take the first step towards financial freedom and independence. With Jump Start Savings1 at Y-12 FCU, we can help your money grow fast by earning 2.00% APY2 on your first $5,000.


  • A Y-12 FCU Jump Start Savings account can earn 2% annual percentage yield on the first $5,0002

  • Jump Start Savings Account is for ages up to 23

  • Only $1 to open an account and establish credit union membership

  • $0 monthly service fees

  • FREE online and mobile banking

  • FREE financial education tailored to early learners and savers


Schedule an appointment at a branch location.

Visit any branch location to open your Jump Start Savings

1. A Jump Start Saving Account is for ages 0 to 23 only. If under 18, the child must be accompanied by a parent or legal guardian to open an account who will sign as a joint-account owner. The account balance will be automatically transferred to a primary share savings account when the member reaches age 24.

2. APY is Annual Percentage Yield and is for the first $5,000 to be determined quarterly.  Balance over $5,000 continues to earn the regular share savings rates. View our current rates.